Lines of Business Currently Available in StingRay Vendor  Vendor
Personal Lines      
Standard / Preferred Auto ▲    
Non-Standard Auto ▲    
Homeowners ▲    
Dwelling Fire ▲    
Mobile Home ▲    
Motorcycle ▲    
Watercraft ▲    
Life Health ▲    
Assigned Risk / Fored Place ▲    
Add On / Motor Club, AD & D, Legal ▲    
Commercial Lines      
Commercial Property ▲    
Commercial General Liability ▲    
Commercial Auto & Trucking ▲    
Business Owners Policy ( BOP) ▲    
Excess & Surplus Lines ▲    
Artisans ▲    
Work Comp ▲    
Special Events ▲    
Specifications      
Ability to track separately type of policy ▲    
Ability to modify policy limits as requested by customer ▲    
Ability to connect third party rapid rater services ▲    
Legal requirements by state - Policy form compliance ▲    
Legal requirements by state - Rate compliance ▲    
Legal requirements by state - (Rate/Language) Updates ▲    
Ability to change rates by Line of Business automatically ▲    
Legal requirements by state - Mass change / Updates to Database ▲    
Legal requirements by state - Open to external interfaces ▲    
Detail policy transaction history ▲    
New Business - Customer Pay      
Ability to create a quote ▲    
Ability to track prospect customers separately from active and current customers ▲    
Ability to convert prospect customers to actual customers ▲    
Ability to manually/directly create new customer accounts (Cash customers and 3rd party customers) in the system ▲    
Allow riders for contents to the regular dwelling policy as well as other type of policies (homeowners insurance program) ▲    
Allow growth to process other type of policies (homeowners insurance program) ▲    
Ability to backdate policy issuance ▲    
Ability to append electronic signature to certain forms ▲    
New Business - Forced Placed      
Ability to create force placed policy or certificate via interface ▲    
Ability to create force placed policy or certificate manually ▲    
Ability to evaluate the customer history and determine if a policy or  a certificate should be issued ▲    
Renewals      
Ability to programmatically control (hold/postpone) policy changes until after renewal ▲    
Ability to determine customer history (good/bad) ▲    
Ability to automatically renew 60 days prior to expiration date, if policy is current (up to date in payments) ▲    
Ability to issue payment coupons and/or any other marketing materials but hold the renewal until payment received.   ▲    
Apply rate increments based on market value increases ▲    
Cancellations      
Ability to cancel contents policy for customers who do not pay for dwelling policy and become force placed ▲    
Ability to cancel automatically upon non-payment based on a predefined criteria ▲    
Ability to cancel policies manually ▲    
In a force place certificate situation, cancel upon mortgage payoff receipt ▲    
Ability to restrict issuance of DNOCs per count and state ▲    
Reinstatements      
Automatically generate reinstatements in accordance to state regulations (Notifications / Periodicity) ▲    
Ability to reinstate upon receipt of payment, according to pre-defined rules ▲    
Update/remove cancellation status ▲    
Endorsements      
Generate endorsements upon change to key information (financial or non-financial) ▲    
Automatically send (print/e-mail) letter to customer ▲    
Manage changes within and as per state regulations ▲    
Ability to indicate start date in an endorsement ▲    
Ability to issue out of sequence endorsements ▲